The Sunday Ride #5 – Vanguard looks at the 4% rule and provides tips
To reduce the withholding tax, a global investor must choose an ETF domicile that has an advantageous tax treaty with the US, since US Equities have a weight of over 50% in global Equity Funds.
For European Investors, this domicile is Ireland with a 15% US withholding tax on US dividends.
Depending on whether you are saving for retirement or have retired already certain Bond ETFs may be more suitable than others.
Treasuries stabilize your portfolio. Once retired, you may think of earning additional income from Corporates.
Bond ETFs should match your time horizon and fit into your wider portfolio.
The Sunday Ride #4 – Best first half for global stock market in nearly four decades, and the seventh best of the past century.
This year may see greater net Equity inflows than the preceding 20 years combined (!)