Wise Money

WEALTH & LIFESTYLE

Personal Finance, Wealth Management and Lifestyle. Optimise Money, and find inspiration for your next adventure, while your Portfolio generates passive income!

LATEST WEALTH & LIFESTYLE

You may think that spending over a decade on Wall Street would teach me more about successful investing than cycling.

Surpringly, successful investing is more about perspective and wisdom than technicals.

From Tibet to California, here are 8 Investing lessons I learned from Cycling the World.

Genki vs SafetyWing: Best Insurance For Nomads

We spent 2023 travelling across Asia, the Middle East and Europe meeting a variety of nomads.

To assess which policy is the best we came up with five traveller profiles: Remote Worker/Entrepreneurs, Gap Year Adventurers,

Discover 2 Powerful Roth IRA Equivalents for UK Investors

You’ve likely heard the buzz about the Roth IRA from US investing circles, tantalizing savers with its tax-free growth and withdrawal benefits.

While this famed investment vehicle is sadly out of reach for UK residents,

Cycling Tibet – Spiritual, Ballistic, Magnificent.

Tibet was the most rewarding part of all my cycling adventures, not only because of physical challenges.

Spiritual Tibet played a big role.

But I quickly realized other aspects that make it a unique place.

This

PERSONAL FINANCE

How to be smart with Money

Adventure Travel & Digital Nomad Insurance

Genki vs Safetywing - comparison and price simulation

MONEY TRANSFER SERVICES REVIEW

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Wellbeing

Because Health is Wealth

Investing & Mindfulness

How Vipassana Can Help

Financial Independence

How To Achieve Financial Freedom

HOW TO FIRE - ACHIEVE FINANCIAL INDEPENDENCE & RETIRE EARLY


Kathrin walks you through her discovery of the movement

An Alternative to the FIRE Movement


Romain writes about how to become FREE - Financially Relieved but Entirely Engaged

CYcling the world

Find Inspirations for your next adventure!

Cycling The World - How To


A practical guide to get started as an adventure cyclist. Here are my key practical insights to get started. Bike, apps, navigation, gear & money and logistics.

CYCLING TIBETAN HEARTLAND


Qinghai is located in the North-Western part of China bordering the Tibetan Autonomous Region from the North and the Silk Road from the South. It is home to one out of four Tibetans. The province has also the largest lake in China – Qinghai Lake. The tour around the lake is the highest cycling race in the World.

MOROCCO - CALIFORNIA OF THE MUSLIM WORLD


After I Morocco, I was immediately struck by the 6 things that I got used to and that I will dearly miss. Here is a teaser of what awaits, should you choose Morocco as your next destination! Learn a few words in French or Arabic and enjoy the ride in this exotic, yet geographically close country.

7 REASONS WHY YOU WILL END UP CYCLING IN JAPAN


After a hard to beat New Zealand, a friend from Uni recommended Japan. If you can’t beat a country, you better choose one that is totally different. Here are the 7 things I really miss after over 4,000 km on the road in the land of the rising sun, and a few tips for you to get the most out of it.

CYCLING IN JAPAN – 2 SECRET MAPS, BEST ISLANDS & SEASONS.


When to go, Where to go, How to Avoid Natural Disasters, Apps, Navigation, Cheap accommodation, Learning A Bit Of Japanese, Travelling Cheaply even to Okinawa or other remote islands. Use the secret Google Maps with Minshikus, Michi-no-eki’s and Onsens!

9 INVESTING LESSONS FROM CYCLING THE WORLD


Cycling adventures are some of the most exciting and enriching human experiences you can have. But there is a lot of time to think and process experiences and lessons. And learn about yourself and your limits. Surprisingly, I found a lot of similarities between cycling and investing.

Careers & Remote Work

Discover Career and Digital Nomad Resources

5 Beach Getaways for Digital Nomads from Okinawa to Koh Lanta


Sometimes illusionary in a corporate environment, work-life balance can also be tricky on the move. We tested different coworking spaces, but sometimes adapted a work-from-home style when options were limited. We wanted to bring out unique activities each place offers to make your choice easier.