Wise Money

PROTECT YOUR WEALTH - THE GUIDE

Diversify Your Portfolio to Make it Antifragile to All Market Environments but Most Importantly to Your Own Emotions

PLAN FOR ALL SCENARIOS

BENEFIT FROM A CRASH

Are You Prepared for the Next Market Crash?

  • HOW MUCH CAN YOU LOSE? If you ever wondered about the biggest stock market crashes, specifically: How much can I lose?
  •  
  • HOW LONG WILL IT LAST? How quickly can I recover my savings?Are there ways of setting up a portfolio to make it less painful?
 

IS YOUR BROKER SAFE?

Think Who is Keeping Your Money

  • NO COMPENSATION – Did you know that some countries want Investors to do their homework with Broker selection and won’t 100% compensate for your losses when a Broker fails?
 
  • IT’S QUITE LIKELY – Has a large Broker ever failed? How Likely is it? If it does, what can You do about it?

Find out How to Choose a Safe Stock Broker.

OTHER GUIDES TO RISK REDUCTION

DO YOU NEED BONDS?

HOW TO CHOOSE A BOND ETF

Here is what you need to know

Boring? Bonds can be as volatile as Stocks.
 There are ways of including Bonds that may suit all your needs – some have low downside with rising rates. Others are Inflation-Protected. 
 
Spend a few minutes understanding them avoid the risky ones.
 
The key criteria to think about when choosing a Bond ETFs from a European or UK Investor’s perspective are:
 
– Your Investment Time Horizon 
– Geographical Diversification 
– Risk and Return 
– Performance and Fees 
 

BONDS AND RISING RATES

Understand the impact

For long-term investors, understanding the way Bond ETFs work, in a rising interest rate environment, can help, at the very least, answering some key questions:

 

– How much can I lose by holding Bonds ETFs versus Cash?

– Are Bond ETF losses from rising interest rates temporary?

– If so, when will coupons offset any price losses for my Bond ETF?

– In a low yield environment, is there any upside of holding Bond ETFs?

 

Here is our guide to Bond ETFs and rising rates.

 

What about the potential impact,  you may ask?

 

Well, we have developed a calculator to get intuition of the potential price changes. Use our simplified Bond ETF price simulator.

PORTFOLIO WILDCARDS

OTHER RESOURCES

REACH FINANCIAL FREEDOM SOONER

Don’t spend your entire life working a job you don’t love so that you can maybe retire at 65. 

Make your money work for you while you sleep. 

Your portfolio should so simple that you are able to explain it to your Golden Retriever. 

Given a reasonable time horizon and if you follow right principles you have, by historical standards, no chance of losing money. 

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