BY BOOKING A BANKERONWHEELS.COM COACHING SESSION YOU ARE CONSENTING TO THE TERMS AND CONDITIONS AS OUTLINED BELOW.
OVERVIEW
The terms “we,” “us,” and “our” refer to Bankeronwheels.com. The terms “Coaching”, “Session”, “Service” or “Appointment”, refers to coaching, education, training or information provided by any person authorised to do so on behalf of Bankeronwheels.com. The terms “client,” “you,” and “your” refer to Bankeronwheels.com customers, members and any other users of Bankeronwheels.com services.
SERVICE
The Service provides investment education for the purpose of enabling and empowering you to make the decisions that you deem appropriate for your individual circumstances. We do not offer advice but we aim to provide you with the information, skills and knowledge to help you make up your own mind. You are liable for the investment decisions you make and with any investments, there are risks involved, which could include losing your capital. By booking an appointment you are subject to the following Terms and Conditions. These Terms and Conditions apply to all clients and by booking an appointment, you agree to these Terms and Conditions, without modification, and acknowledge reading them.
PACKAGES
Bankeronwheels.com offers single sessions but also package plans that include multiple coaching sessions: A 2-session package, which must be used within 12 months and a 4-session package, which must be used within 24 months. The first session of a package is guaranteed to take place within the interval advertised on the coaching page at the time of booking. However, the Christmas period (22nd December to 6th January) is always excluded and is added on top of the advertised interval. Bookings made during this time will be scheduled after 6th January. For subsequent sessions, a minimum interval of 30 days between sessions is required unless requested and agreed otherwise. Coaching sessions cannot be combined (e.g., two hours of coaching sessions cannot be scheduled back-to-back or combined into a single session). Each session must be scheduled separately unless agreed otherwise. Any unused sessions will expire after the validity period (12 months for the 2-session package, 24 months for the 4-session package) and may be non-refundable and non-transferable.
Bankeronwheels.com may also offer bespoke packages and consulting services that may be bound by additional terms and conditions agreed independently.
USE OF THIS SERVICE
To use this service, you must be 18 years of age or older and have the requisite power and authority to enter into these Terms and Conditions. Bankeronwheels.com makes no representation or warranty that the information provided, regardless of its source, is accurate, complete, reliable, current, or error-free. Bankeronwheels.com disclaims all liability for any inaccuracy, error, or incompleteness in information provided to clients. Coaching sessions are typically held on Thursdays and Fridays, though exceptions may occasionally be made at the discretion of Bankeronwheels.com to accommodate individual circumstances.
NO PROMOTIONS OR ADVICE
Anything discussed during an appointment or any information provided by Bankeronwheels.com at any time is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Nor is it intended to provide and should not be relied on for accounting, legal or tax advice, or investment recommendations. Reliance should not be placed on the views and information when taking individual investment and/or strategic decisions. Past performance is not a guide to future performance and may not be repeated. The value of investments and the income from them may go down as well as up and investors may not get back the amounts originally invested. All investments involve risks including the risk of possible loss of principal. Information provided is believed to be reliable but Bankeronwheels.com does not warrant its completeness or accuracy. Reliance should not be placed on the views and information provided when taking individual investment and/or strategic decisions. If opinions provided include forecasted views we believe we are basing our expectations and beliefs on reasonable assumptions within the bounds of what we currently know. However, there is no guarantee that any forecasts or opinions will be realised. These views and opinions may change.
CONFIDENTIALITY
What is discussed during your appointment is confidential. Any information you share in regards to your personal investment portfolio or investment intentions will not be disclosed to any third party unless the law requires us to do so or if you give us express written consent. You can view Bankeronwheels.com’s privacy policy here.
REFUSAL OF SERVICE
The Service is offered subject to our acceptance of your appointment. We reserve the right to refuse service to any person or entity, without the obligation to assign reason for doing so.
ORDER CONFIRMATION
We will email you to confirm the details of your booking. In the event that there is an error in this email or if you fail to receive it , it is your responsibility to inform us as soon as possible at [email protected].
ALTERATIONS TO SERVICE
We will email you confirmation of the appointment and a link so that you can join your appointment at the allotted time. You agree and understand that access to the Service may at times be influenced and affected by unavoidable circumstances or by third parties that we use to provide the Service (Internet connection, video communications software, etc.). If a problem occurs and your coach cannot join the appointment at the allotted time we will endeavour to reschedule your appointment for an alternative mutually agreed time. You agree and understand that no breach of contract action may be initiated against Bankeronwheels.com when an appointment needs to be rescheduled or if interruptions to the coaching occur during the appointment.
CANCELLATIONS & RESCHEDULING
If a session is canceled with more than 5 business days’ notice, a full refund will be provided, minus any payment processing fees. If a session is canceled with less than 5 business days’ notice but more than 24 hours’ notice, a 50% refund will be provided, minus any payment processing fees. This is due to our preparatory work that we handle before the session including review of portfolio and agenda draft. If a session is canceled with less than 24 hours’ notice, no refund will be issued, as preparatory work for the session has been finalised and our schedules have been affected by your last minute change.
For packages: Unused sessions within a package can only be canceled as a block cancellation (canceling all remaining sessions together). Refunds for canceled package sessions will be calculated based on the following: The completed sessions will be recalculated at the price of the next highest tier. For example: If you cancel part of a 4-session package after completing 2 sessions, the refund will be adjusted as if those 2 completed sessions were purchased under the 2-session package pricing. If you cancel part of a 2-session package after completing 1 session, the refund will be adjusted as if that single session was purchased at the single session price (based on pricing at the time of purchase). Any processing fees charged by the payment processor at the time of the original purchase will be deducted from the refund. Once the validity period of the package (12 months for the 2-session package, 24 months for the 4-session package) has expired, unused sessions may be non-refundable.
If a session is rescheduled once with less than 24 hours’ notice, it can only be rescheduled again with at least 48 hours’ notice. In cases of force majeure circumstances (such as natural disasters, illness, or other unavoidable events), Bankeronwheels.com reserves the right to waive this requirement and reschedule the session at its discretion. To cancel or reschedule you need to do by replying to the confirmation email. If you do cancel / reschedule a meeting before the 24 hours deadline then please email us at [email protected].
CHANGED TERMS
We may at any time amend these Terms and Conditions. Such amendments are effective immediately upon notice to you by us posting the new Terms and Conditions on this Site. Any bookings made by you after being notified means you accept these amendments. We reserve the right to update any portion of these Terms and Conditions, at any time. We will post the most recent versions to the Site and list the effective dates on the pages of our Terms and Conditions.
LIMITATION OF LIABILITY
You agree that under no circumstances shall we be liable for direct, indirect, incidental, consequential, special, punitive, exemplary, or any other damages arising out of your use of the service. Additionally, Bankeronwheels.com is not liable for damages in connection with (i) any failure of performance, error, omission, denial of service, attack, interruption, deletion, defect, delay in operation or transmission, computer virus, or line or system failure; (ii) loss of revenue, anticipated profits, business, savings, goodwill or data; and (iii) third party theft of, destruction of, unauthorized access to, alteration of, or use of your information or property, regardless of our negligence, gross negligence, failure of an essential purpose and whether such liability arises in negligence, contract, tort, or any other theory of legal liability. The foregoing applies even if Bbankeronwheels.com has been advised of the possibility of or could have foreseen the damages. In those states that do not allow the exclusion or limitation of liability for the damages, our liability is limited to the fullest possible extent permitted by law. In no event shall Bankeronwheels.com ’s cumulative liability to you exceed the total purchase price of the service you have purchased from Bankeronwheels.com , and if no purchase has been made by you Bankeronwheels.com ’s cumulative liability to you shall not exceed €100.
INDEMNIFICATION
You shall indemnify and hold us harmless from and against any and all losses, damages, settlements, liabilities, costs, charges, assessments, and expenses, as well as third party claims and causes of action, including, without limitation, attorney’s fees, arising out of any breach by you of any of these Terms and Conditions, or any use by you of the Service. You shall provide us with such assistance, without charge, as we may request in connection with any such defence, including, without limitation, providing us with such information, documents, records, and reasonable access to you, as we deem necessary. You shall not settle any third party claim or waive any defence without our prior written consent.
EFFECT OF HEADINGS
The subject headings of the paragraphs and subparagraphs of this Agreement are included for convenience only and shall not affect the construction or interpretation of any of its provisions.
ENTIRE AGREEMENT; WAIVER
This Agreement constitutes the entire agreement between you and Bankeronwheels.com pertaining to the Service and supersedes all prior and contemporaneous agreements, representations, and understandings between us. No waiver of any of the provisions of this Agreement by Bankeronwheels.com shall be deemed, or shall constitute, a waiver of any other provision, whether or not similar, nor shall any waiver constitute a continuing waiver. No waiver shall be binding unless executed in writing by Bankeronwheels.com .
NOTICES
All notices, requests, demands, and other communications under this Agreement shall be in writing and properly addressed as follows: Bankeronwheels.com Lytchett House, 13 Freeland Park, Wareham Road, Poole, Dorset, BH16 6FA
RECOVERY OF LITIGATION EXPENSES
If any legal action or any arbitration or other proceeding is brought for the enforcement of this Agreement, or because of an alleged dispute, breach, default, or misrepresentation in connection with any of the provisions of this Agreement, the successful or prevailing party or parties shall be entitled to recover reasonable attorney’s fees and other costs incurred in that action or proceeding, in addition to any other relief to which it or they may be entitled.
SEVERABILITY
If any term, provision, covenant, or condition of this Agreement is held by an arbitrator or court of competent jurisdiction to be invalid, void, or unenforceable, the rest of the Agreement shall remain in full force and effect and shall in no way be affected, impaired, or invalidated.