Free Member Perks: ETF & Strategy Guides • Tools & Monitors • Weekend Reading — Sign up for FREE
Markets Hub NewLifestyleCoachingSitemap
ETFs ETFs Strategies Strategies Brokers Brokers Markets Markets Lifestyle Lifestyle
Free Member Perks: ETF & Investing Strategy Guides • Tools & Monitors • Weekend Reading Curations
FREE MEMBERSHIP
Meet the People Behind Banker on Wheels

Our Team

The secret behind our quality resources is the team and expertise we acquired over decades as Institutional Portfolio Managers, Academics and Diverse Individuals.

Who Is Part of Our Team?

🚴‍♂️🗺️⛺️ In 2019, Raph left the City of London to cycle the world. A year later, Bankeronwheels.com was born.

Due to the hospitality Raph witnessed during his cycling adventures, he felt a strong need to pay it forward. But the COVID-19 lockdown in Morocco narrowed down the possibilities, and an interesting discovery made him consider another way of contributing to society. In 2020, Bankeronwheels.com was born. For the initial 3 years it remained a simple educational blog providing honest and wise investing guidance without generating any revenue. In 2023, we decided it was time to make something bigger out of it.

Who is part of the adventure?

👨‍👩‍👧‍👦 Our Core Team

The website was founded by Raph, initially as an Investment and Cycling blog – hence its catchy name. Today, Francesca helps Raph with the daily operations. Banker on Wheels is a family (of four 👶👶) run website. We have a quite nomadic lifestyle!

🧑‍💼 Investment Professionals, Academics, and Diverse Individual Investors

The wider contributing team comprises members with decades of experience working for Wall Street’s most prestigious financial institutions, and individuals from different backgrounds including academics to ensure a variety of opinions. Occasionally, we also collaborate with select European bloggers on some articles.

🧠 Critical Minds & Expert Panel Challengers

While quality and values set us apart from traditional financial media, we want to go a level beyond. We have also formed an Investment Research Review Panel, with decades of experience in Portfolio Management. The panel fulfils the role of ultimate challenger to ensure the highest quality of analysis.

👥 0 Team Members Across 3 continents
📅 0+ Years Running Since Q1 2020
🌍 0+ Countries Our team calls home (Although Raph’s and Francy’s is less defined!)
🚲 100% On wheels of course

Our 6-Year History

2019
🚴 🌎⛺️ Raph is Cycling The World

In 2019, Raph leaves the City of London to cycle the world. A year of cycling was by far one of his best life-experiences. He realised it wouldn’t be the same without the incredible hospitality he witnessed. He feels a strong need to pay it forward and find a way to contribute to society.

2020
⚱️🕌 BoW is Born in Rabat, Morocco

But COVID-19 limits the ways of action. In March 2020 during the COVID-19 market crash Raph’s article about portfolio protection in a downturn goes viral. Bankeronwheels.com was born. For the next 3 years it will remain a simple blog combining investing and promoting sustainable travel.

2021
🏝️🌋🌴 BoW is Run Out Of Morocco, Madeira and Canarias

Raph creates the three characters 🐶🚴🧑‍💼 and the first pillar guides about growing and protecting your portfolio. He coins the term “Wise Money” to define wise investors from communities he came across. The weekend reading series “The Sunday Ride” (today known as “Weekend Reading”) is launched.

2022
🍋☀️🏰 BoW is Run Out of Sicily, Malaga and the UK

Investors throughout Europe take note of the quality of our guides. We make our first appearance in the Financial Times. Book reviews are launched. Raph wants the site to grow beyond a blog and invites the first contributors to join the team, including Kathrin.

2023
🏯🍙🐒 BoW is Run Out of SE Asia and Japan

We redesign the site and create the first tools. We launch a coaching service to meet our readers and to start amortising costs that have been accumulating over the past 3 years running the site as a pure social/educational endeavour with no income. Ahmed joins the team.

2024
🏰🍕🌊 BoW is Run Out of the UK, Portugal & Italy

We get mentioned on investing conferences. We launch broker reviews and start working on premium services. Francesca gets involved full time and coordinates relationships with readers and brokers. We start collaborating with new article contributors.

2025
🏖️🍕🌿 BoW is Run Out of Cyprus, Italy & Portugal

We expand our ETF and Investing Guides, we expand (always non-commercial) relationships with ETF issuers and key market players to serve even more insightful content. The website gets a new look. We launch the Markets Hub and a variety of tools.

Core Team

Raph Antoine

Raph Antoine

Founder 📍 Nomad

FORMER INSTITUTIONAL PORTFOLIO MANAGER AT TOP-TIER WALL STREET ASSET MANAGEMENT FIRM. Raph brings first-hand Institutional Investment Management experience from some of the most prestigious names in the financial industry in London and Paris, where he grew up. He managed multi-billion multi-asset portfolios including during the Global Financial Crisis, and led Special Situation projects in South European jurisdictions during the European Debt Crisis. Raph holds an MSc in Financial Engineering, an MSc in Capital Markets, and is a Chartered Financial Analyst (CFA). He speaks French, English and Polish, is brushing up his German and learning Japanese. In 2019, Raph left the City of London to cycle the world on a UK-designed, Taiwan-made Pinnacle Arkose.

Francesca Musco

Francesca Musco

External Relations & Personal Finance 📍 Nomad

WEEKEND READING CURATION, READER RELATIONS & PERSONAL FINANCE LEAD. Former Strategic Consultant At Leading Consulting Firms. After her consulting experience, Francesca also worked in the automotive and pharmaceutical sectors. She is in charge of the charities and other ways of contributing to society, travel and personal finance sections and overall strategy. Francesca grew up in Northern Italy, and lived across several Asian and European countries, including China and the U.K. Francesca loves Yoga, Swimming, Travelling and has a strong interest in sustainability and social issues. She speaks Italian, English and Spanish and is working on her Portuguese and French. Francesca restarted cycling when visiting Vietnam in 2023.

Investing Contributors

Alex Forp

Alex Forp

Evidence-Based Investing 📍 Netherlands

EVIDENCE-BASED INVESTING. BASED IN THE NETHERLANDS. Alex is an assistant professor in Electrical Engineering. He is based in the Netherlands and focuses on Factor Investing aka our “Banker” guide series.

Larry Swedroe

Larry Swedroe

Prolific Investment Author 📍 U.S.

PROLIFIC INVESTMENT AUTHOR AND WEALTH MANAGEMENT PROFESSIONAL. BASED IN THE U.S. Larry is one of the most prolific investment writers. He is the author or co-author of 18 books on investing. Larry contributes articles to our Investing Series.

Ahmed Safin

Ahmed Safin

Alternative Asset Classes 📍 South Asia

ALTERNATIVE ASSET CLASSES. BASED IN SOUTH ASIA. Ahmed, a CFA level 3 candidate, is a finance professional with extensive experience in Wholesale Banking and Web 3. He contributed in developing our Weekend Reading series and covers Alternative Assets.

Maciej Wąsek

Maciej Wąsek

Boglehead 📍 Poland

BOGLEHEAD. BASED IN POLAND. Maciej is an executive with 13 years of experience in C-suite roles in General Management, Finance, and Operations in Poland and internationally. At BoW, he currently takes another C-suite role – our Challenge Officer.

Personal Finance Contributors

Seth Dunn

Seth Dunn

Broker Reviews 📍 Scotland

BROKER REVIEWS. BASED IN SCOTLAND. Seth is a philosophy student and adventure seeker based by the North Sea in Scotland. He is helping us expand our Broker Reviews, including in the UK.

Craig Ian

Craig Ian

Broker Reviews 📍 Scotland

BROKER REVIEWS. BASED IN SCOTLAND. Craig has worked in finance since 2017 and works in the operations department of a top Wall-Street asset manager.

Samuel Bellomo

Samuel Bellomo

Social Media 📍 London

SOCIAL MEDIA. BASED IN LONDON. Sam is responsible for creating social graphic designs and expanding our presence to platforms like Instagram, Facebook or LinkedIn.

Romain Tancré

Romain Tancré

Investing & Lifestyle 📍 Belgium

LIFESTYLE. BASED IN BELGIUM. Romain is a former banker and strategy consultant. Romain is a CFA Charterholder and a Professional Risk Manager (PRM). He contributes around the intersection of Investing & Lifestyle.

Kathrin Spinnler

Kathrin Spinnler

Book Reviews 📍 Switzerland & London

BOOK REVIEWS. BASED IN SWITZERLAND & LONDON. Kathrin is an independent teacher and writer with a keen interest in Personal Finance topics. She writes our book and movie reviews and shares her FIRE experience as an entrepreneur.

Investment Research Review Panel

Thorsten Palinkas

Thorsten Palinkas

Senior Reviewer 📍 Singapore

SENIOR REVIEWER. BASED IN SINGAPORE. Thorsten is a Portfolio Manager and Senior Executive Advisor with over 20 years of experience managing Public and Private Fixed Income, Alternative Investments and Real Estate and Aviation Assets. In his prior roles at Tier 1 US, European and Japanese Investment Banks, Thorsten oversaw teams and managed up to $30bn portfolios, including very successful Long/Short Funds. More recently, Thorsten was a Senior Portfolio Manager at BlackRock, advising large Financial Institutions, Central Banks and Financial Regulators. Thorsten graduated from Hochschule Fuer Wirtschaft und Umwelt in Nuertingen. He is also a CFA Charterholder. Thorsten grew up in Germany, but spent most of his career between London and Singapore, where he currently lives.

Thank you for reading. Good Luck and Keep’em Rolling!

(* Wheels & Dividends)