Weekend Reading – Vanguard: Invest now or temporarily hold your cash?

Many investors hold too much cash as a result of indefinitely deferring the decision about how and when to invest. Whether this cash-hoarding is a result of indecision, risk aversion, or simply disengagement, we know that over long time horizons, investors will achieve superior outcomes by being fully invested according to their prescribed asset allocation"

HOW IT WORKS

Weekend Reading is a collection of Investment Research and Lifestyle topics from all corners of the Web. We source the highest quality insights from Wall Street and Main Street that you may apply to your investment process. Unlike the rest of Bankeronwheels.com, this series is provided without additional guidance. As usual, everything is to be used at your own risk.  Below is the type of content we shortlist.

INVEST WISELY

This section is dedicated to research on how to invest for the Long Run using Passive Investment Strategies. Read Topics related to (i) Portfolio Construction and Asset Allocation (ii) Acting wisely by avoiding behavioural traps and also (iii) publications that help understand how financial markets work.

CONSTRUCT YOUR PORTFOLIO

Hand-picked Selection of The Best Equity ETFs

For someone who is unfamiliar with ETF benchmarks and criteria, selecting an ETF has become a headache. Comparison websites generally list thousands of ETFs. Here is where we step in. Investing should be simple. While we may have a marginal preference for some ETFs, we list suitable alternatives to account for investors’ tax situations, and preferences. Let’s dive into the Best Equity ETFs.

[Read our analysis]

The Wrong Arguments Against International Diversification (11 Minutes - Ben Felix)

International stocks have trailed US stocks for more than 100 years. Performance aside, the US market is well diversified across industries, makes up more than 50% of the global stock market, and lots of US companies have international revenue exposure. Additionally, international diversification has gotten less effective over time as correlations across markets have increased.

HOW TO INVEST

Building an inflation fighting portfolio (Excess Returns - 39 min)

Listen also on:

With inflation returning after being dormant for decades, many investors have had a renewed interest in adding inflation fighting assets to their portfolios. But figuring out how to do that can be challenging. In this episode, VanEck’s Head of Quantitative Solutions Dave Schassler gives insights about how to attack the problem. 

UNDERSTAND FINANCIAL MARKETS

The Regulatory Blunder That Gave Us the Silicon Valley Bank Disaster (Bloomberg - 49 min)

Whenever a major financial institution collapses and needs a bailout, it’s easy to say, “Where were the regulators?” But that’s only a useful question if you can pinpoint the specific regulatory choices that led to any particular situation. So what caused Silicon Valley Bank to implode? 

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ACTIVE INVESTING

This section relates to improving your knowledge about active investing.  If you decide to sin, then sin only a little. Given ample evidence, combined active bets should be ideally a relatively small fraction of your portfolio. This section also includes Sustainable Investing. You can invest in a Socially Responsible way, but there are many ESG traps. Learn how to invest sustainably, and what it means for expected returns, with our definitive guide to sustainable investing

FACTOR & Thematic investing

In conversation with Cliff Asness on Quant Value Investing (Bloomberg - 1 hr 54 Min )

Bloomberg Radio host Barry Ritholtz speaks with Cliff Asness, who cofounded AQR Capital Management — which has $100 billion in assets under management — and serves as its chief investment officer. 

STOCKS

SUSTAINABLE investing

ALTERNATIVE ASSET CLASSES

FROM WALL STREET

crypto & blockchain

REMINDERS TO PUNT RESPONSIBLY

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DIVE DEEPER - BOOKS & MOVIES

In the Book review section we rate some of the most relevant resources related to Financial Independence, Personal Finance and Investing. Browse All Book and Video Reviews.

15 Years On, We Fall For The Same Tricks – Madoff: The Monster of Wall Street On Netflix (Review)

OUR RATING
3.8/5

The 2023 Netflix docuseries Madoff: The Monster of Wall Street dives into the largest Ponzi scheme in history, worth $64.8 billion.

Although the Madoff madness stopped in late 2008, today’s investors still fall for the very same tricks.

What exactly can we learn from this series?

Let’s have a closer look. 

 [Read the review]

PERSONAL FINANCE

This section is dedicated to UK and European Products. It can also touch on other European jurisdictions outside the Euro-zone.

FINANCIAL PRODUCTS

COST OF LIVING

OUR Community

Question of the week

[democracy id="2"]

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Interactive Brokers

EXCELLENT

4.6

/5

Our interactions with hundreds of investors revealed two trends: Index investing forms the backbone of their portfolios, and Interactive Brokers emerges as the go-to platform for a majority of investors.

Pros:

As of 29/03/2024, Interactive Brokers offers rates up to 4.738% (GBP), 3.445% (EUR) and 4.83% (USD) on cash. 

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As of 29/03/2024, Interactive Brokers offers rates up to 4.738% (GBP), 3.445% (EUR) and 4.83% (USD) on cash. 

DESIGN YOUR LIFESTYLE

This section is dedicated to the ‘Why’ of Investing, trends or career choices. 

LIFESTYLE

Rules of the money game (Morgan Housel - 49 min)

There are only a handful of financial rules, ideas, and observations that really move the needle — and explain the majority of what you need to know to do better with your money. Here are Morgan Housel’s top 30 rules of the money game.

EARLY RETIREMENT

CAREERS

TECH & ECONOMY

Travel

miscellaneous

Mapped: The World's Minority Indigenous Peoples (Source: visualcapitalist.com)

“Research by the UN’s International Labour Organization found that, while minority Indigenous peoples make up only 6% of the world’s total population, they account for nearly 20% of the world’s extreme poor. In addition, Indigenous peoples also have much lower average life expectancies than non-Indigenous people, according to a report by the United Nations. Some countries and governments around the world are starting to implement laws and policies to support and recognize Indigenous communities, but there’s still work to be done”. Read more on VisualCapitalist.com

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Each week we go through hundreds of articles, some submitted directly to us via this form, and through social media. Share your discovery with the community.

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DISCLAIMER

All information found here, including any ideas, opinions, views, predictions expressed or implied herein, are for informational, entertainment or educational purposes only and do not constitute financial advice. Consider the appropriateness of the information having regard to your objectives, financial situation and needs, and seek professional advice where appropriate. Read our full terms and conditions.