About Banker on Wheels

Raph Antoine aka Banker on Wheels is a Portfolio Manager and Institutional Advisor that witnessed first hand the 2008 Great Financial Crisis and the 2011 European Debt Crisis working for some of the most prestigious names in the financial industry

I have experience across multiple asset classes including Fixed Income and Equity products as well as bespoke Investment vehicles in multiple jurisdictions. I hold a Msc in Financial Engineering and have obtained the CFA (Chartered Financial Analyst) Charter as well as other relevant certificates

While in London, I have spent considerable time focusing on some of the most problematic and distressed asset classes including Structured Finance (2008 crisis) and other Fixed Income Products (including in South Europe from 2011 onwards) advising Banks, Governments and various Institutional Investors

Fluent in four languages and currently adding some basic Japanese to the mix. I am a firm believer in Stoic philosophy (read about my Meditation experience and its influence on my investing approach)

Recently I have discovered the rapid emergence of what I call Wise Money Investing. After witnessing a lot of good things from people while cycling the world I wanted to “pay it forward” so that someone can also benefit from my knowledge and professional experience

What makes my approach different?

The purpose of this website, created in April 2020, is two-fold: offer a mix of Comprehensive but accessible Investing Guides and Blog-type Insights. You will learn accessible portfolio construction techniques for long term capital gains

Because I’ve seen many complex investment strategies going wrong I place an emphasis on simple and transparent Investing

As such the typical reader is an investor who is Focused on Passive Income (which I tend to think investing is the only real pure form of) and who would like to learn about techniques and instruments to deploy savings for future appreciation while limiting downside risks

The Investment guidelines on this website attempt to be aligned with current (i) Academic literature, (ii) Long Term Investment Research publications and (iii) my personal professional experience

However, remember that the information provided on  Bankeronwheels.com is general in nature only and does not constitute personal financial advice

I have compiled these resources without taking into account your personal objectives, circumstances, financial situation or needs

Therefore, before acting on any information contained on this website you should consider the appropriateness of the information having regard to your objectives, financial situation and needs, and seek professional advice where appropriate. You can read the full disclaimer 

Initial Feedback

Since its recent launch, Bankeronwheels.com has been featured, often multiple times, on leading Wealth Management Industry websites including Ritholz Wealth Management, Ben Carlson’s A Wealth of Common Sense, Abnormal Returns, Investing Magazines including UK’s DIY Investor Magazine and some of the most influential Personal Finance platforms including Apex MoneyPhysician on FireCamp Fire Finance, Fire Hub EU, Detailed.comPersonal Finance BlogsWealthTender.com or Sovereign Quest.

What's in for me?

I do not use this website for revenue purposes. There are no ads and I pay for the software to keep it running. In fact, I just want to share my knowledge – the only thing that I would love you to do is leave a comment on articles and guides that you enjoyed to keep me motivated 

You can also contact me directly via the contact form

Cycling toward Financial Independence

When I’m not analyzing the markets and performing Investment Research you can find me on my bike

Over the past year I’ve cycled over 15,000 kms in a touring / bikepacking mode across Asia, Oceania, North America and Africa

Read more about Cycling the World in a dedicated section

Good Luck and keep’em* rolling !

(* Wheels & Dividends)

Latest Adventures


Market Dashboard


All information found here, including any ideas, opinions, views, predictions, forecasts, commentaries or suggestions expressed or implied herein, are for informational, entertainment or educational purposes only. The information provided on Bankeronwheels.com is general in nature only and does not constitute personal financial advice

Before acting on any information contained on Bankeronwheels.com you should consider the appropriateness of the information having regard to your objectives, financial situation and needs, and seek professional advice where appropriate. Read the full disclaimer.


Drop it below or if you enjoyed my work and found it useful please do leave a comment or share it with someone that may benefit from it – I am grateful for your feedback

Note that this website is non-revenue generating. In addition to time I dedicate to this, I pay for hosting and software to provide you with the analysis

Good luck and keep’em* rolling!

(*Wheels & Dividends)




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