Tax-Free Compounding – Accumulating vs. Distributing ETFs

November 9, 2023 Raph Antoine

Compounding is a powerful wealth-creation tool. But taxes and fees can sabotage your plan.

Typically, up to 2-3% of the 7% average annual total return from Global Stocks comes in the form of dividends. But what happens to compounding if we distribute them?

Today, let’s look at how to optimise your ETF selection for the compounding magic to work without leaking too much in unnecessary taxes.

Weekend Reading – Saving On Dividend Taxes with S&P 500 ETFs

November 3, 2023 Team Bankeronwheels

How to save money on Dividend Taxes with S&P 500 ETFs, Dr. William Bernstein on Asset Allocation, Four Deep Risks & Inflation Linked Bonds, Why the stock market usually goes up?, Why Aren’t Stocks Down More? Index Funds, How To Build Wealth & Financial Independence Wisdom, Gaining edge by forecasting volatility and correlations.

Can You Trust The Banker? How To Choose The Best S&P 500 ETF.

October 31, 2023 Raph Antoine

I was initially sceptical towards Synthetic ETFs. Back in 2009, I analysed client portfolios of CDO and CDOs-Squared – some of the most complex, and toxic, financial instruments ever assembled by Wall Street Banks. After working-out structured finance portfolios, synthetics raised my eyebrows.

Weekend Reading – Is Your City’s Real Estate In A Bubble?

October 13, 2023 Team Bankeronwheels

UCITS vs U.S. ETFs – Pros and Cons for Non-US Investors, Small Cap Index Funds: Expectations vs. Reality, Why people like to hold individual stocks instead of funds, Mapped: Investment Risk, by Country, We usually think about what to buy. But “When should I sell?” At Long Last, Bonds Once Again Matter, Recap of UK Tax wrappers.

Discover 2 Powerful Roth IRA Equivalents for UK Investors

October 12, 2023 Raph Antoine

You’ve likely heard the buzz about the Roth IRA from US investing circles, tantalizing savers with its tax-free growth and withdrawal benefits.

While this famed investment vehicle is sadly out of reach for UK residents, fret not!

Let’s dive into the Roth IRA Equivalents for UK Investors.