Weekend Reading – Saving On Dividend Taxes with S&P 500 ETFs

November 3, 2023 Team Bankeronwheels

How to save money on Dividend Taxes with S&P 500 ETFs, Dr. William Bernstein on Asset Allocation, Four Deep Risks & Inflation Linked Bonds, Why the stock market usually goes up?, Why Aren’t Stocks Down More? Index Funds, How To Build Wealth & Financial Independence Wisdom, Gaining edge by forecasting volatility and correlations.

Weekend Reading – Is Your City’s Real Estate In A Bubble?

October 13, 2023 Team Bankeronwheels

UCITS vs U.S. ETFs – Pros and Cons for Non-US Investors, Small Cap Index Funds: Expectations vs. Reality, Why people like to hold individual stocks instead of funds, Mapped: Investment Risk, by Country, We usually think about what to buy. But “When should I sell?” At Long Last, Bonds Once Again Matter, Recap of UK Tax wrappers.

Discover 2 Powerful Roth IRA Equivalents for UK Investors

October 12, 2023 Raph Antoine

You’ve likely heard the buzz about the Roth IRA from US investing circles, tantalizing savers with its tax-free growth and withdrawal benefits.

While this famed investment vehicle is sadly out of reach for UK residents, fret not!

Let’s dive into the Roth IRA Equivalents for UK Investors.

Weekend Reading – IBKR Merger: Are You Affected?

October 6, 2023 Team Bankeronwheels

Interactive Brokers Merger – Are you impacted? When It Comes to Passive Bond ETFs, the Devil Is in the Details. Index funds don’t give you average returns. They almost guarantee you’ll be in the decile. Mixing Bitcoin With 60/40 is Like Using Kerosene as Kindling. Why China’s real estate crisis is different. “We’re going to have a debt crisis in this country” – Ray Dalio

Interactive Brokers Merger – What Does It Mean For Your Portfolio?

October 1, 2023 Team Bankeronwheels

Interactive Brokers (IBKR) is one of the largest brokers in the world, with a $37 bn market cap and ‘A-‘ Credit Rating from S&P.
In September 2023, it announced merging its EU operations, and moving all customers to its Irish entity (IBIE).
We don’t know the exact reasons for this move, except the stated efficiencies, but in January 2024, the U.S. ends its double taxation treaty with Hungary, where its second entity was based.
Most of its Central and Eastern European customers were historically assigned to the Hungarian entity (IBCE).
For most IBKR customers, the major difference will be the change of the regulator. IBIE falls under the supervision of the Central Bank of Ireland, whereas IBCE fell under the supervision of Hungarian Central Bank. Both countries have difference Investment Compensation Schemes.

How To Choose A Safe Stock Broker?

October 1, 2023 Raph Antoine

Imagine discovering your broker has gone belly-up overnight, leaving your hard-earned investments in the balance. In a market where investors tirelessly chase after low fees, the often-ignored specter of broker failure lurks in the shadows.

The collapse of a broker isn’t just a plot twist in a Hollywood blockbuster—it’s a stark reality that has left many investors stranded and panicking.

Could your broker be next? What safeguards do you have in place?

Here is what you need to know to protect your savings.