All Insights
Millionaire Expat: How To Build Wealth Overseas (Book Review)
Expats face unique challenges – financial regulations of both their home country and the host country, different taxation regimes or currency risk. Offshore investment giants like Zurich or Generali International are there to benefit from this lack of knowledge.
Hallam uncovers their predatory behaviour, as high fees and hidden costs rob expatriates blind. A story reveals the stark reality: paying a $19k penalty was smarter than enduring daylight robbery, echoing a widespread financial deception faced by many.
How To Build A Robust Retirement Portfolio: A Data-Driven Approach
Today, Larry dives into how Monte Carlo simulations work and how you can use online tools to create a robust strategy.
UCITS vs U.S. ETFs – Pros and Cons for Non-US Investors
ETF Domicile is not very glamour. And something that most new investors won’t pay attention to. While fees and index tracking frequently steal the spotlight, the domicile’s pivotal role in portfolio performance cannot be overstated.
Some of our readers from Latin America, Asia and Middle East know how to optimise their tax bill.
But here is what most investors ignore, and may pay a heavy price for it.
What Is The Bogle Effect? (Book Review)
There are a lot of misconceptions about Bogle, especially amongst his fans and the Bogleheads community.
Eric’s book is not a biography of John Bogle in the conventional sense nor is it an introduction to his claim to fame, that is, index investing.
Instead, the book may be characterized as an attempt to chart the impact the Bogle on the history of the mutual fund industry.
Why Do Portfolio Managers Care About Factors? It’s Not What You Think.
Why Do Portfolio Managers Care About Factors? It’s Not What You Think.
Vanguard’s Practical Guide to Managing Your Cash, Lifecycle Finance Spreadsheet & Amundi launches MSCI ACWI ETF (PEA)
This week: Cash Is Not Enough, Diversification, Tax-Free Compounding, Broker Selection Criteria, Book Review.
Cycling Tibet – Spiritual, Ballistic, Magnificent.
Tibet was the most rewarding part of all my cycling adventures, not only because of physical challenges.
Spiritual Tibet played a big role.
But I quickly realized other aspects that make it a unique place.
This region is the heartland of Nuclear China and a place with extensive minorities including Hui Muslims and Tu Mongols whose ancestors served in Ghenghi Khan’s army.
But China was also the most challenging country I have cycled in.
Cash Is Not Enough: How Can Bond ETFs Protect Your Portfolio?
Everyone has an idea about how the Stock market works. Yet, Bond markets are widely misunderstood. By Retail Investors, they are quite often labelled as ‘uninteresting’, to put it mildly. But Bonds are important for the overall success of your investment strategy.
For instance, most investors are still surprised to hear that Bond ETFs can lose 20%+ of value. Bonds can also ‘pop’ during a crisis when they gain as much in value in a few weeks.
Let’s play with a simplified Bond ETF calculator to get an intuitive sense of what is the upside and downside of Bond ETFs. Is keeping cash is preferable?
Barclays Direct Investing
Barclays Direct Investing is a competitive investment platform for UK investors seeking a simple and cost-effective way to build long-term wealth. Following the removal of annual platform fees, the platform combines free regular investing, a good selection of UCITS ETFs, support for Stocks & Shares ISAs together with existing SIPPs and integration with Barclays’ banking services.