Weekend Reading – JP Morgan Guide To Retirement

Weekend Reading is a collection of Investment Research and Lifestyle topics from all corners of the Web. We source the highest quality insights from Wall Street and Main Street that you may apply to your investment process. Unlike the rest of Bankeronwheels.com, this series is provided without additional guidance. As usual, everything is to be used at your own risk.  Below is the type of content we shortlist:

Pleasant as it may be to bask in the warmth of recovery… the time to repair the roof is when the sun is shining.


Tools: Compound Interest Calculator (Banker on Wheels)

We designed the Compound Interest Calculator to help investors assess the impact of time on returns. Users can input details such as investment amounts, and annual returns. The tool calculates and projects the portfolio value over time. It also provides multiple values of the amounts injected. This financial tool aids investors in making more informed decisions by highlighting the benefit of compounding. 

[Check our tool]

Portfolio Construction

Asset Allocation

Managing Regret Risk: The Role of Asset Allocation (CFA Institute)

Traditional investment approaches assume investors have equal access to market information and make rational, emotionless decisions. Behavioral finance, championed by Richard Thaler, Daniel Kahneman, and Amos Tversky, challenges this assumption by recognizing the role emotions play. But the ability to quantify and manage these emotions eludes many investors. 

Read more on CFA Institute



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Active Investing

FACTOR investing

discretionary investing

The AI Bubble Thesis with Doug Clinton (Excess Returns - 60 Min)

Add to your player:
AI stocks have seen a big run recently. This has led many fundamental-based investors to suggest that things have gotten ahead of themselves. Some have even suggested AI is already in a bubble. But what if we are still in the early innings? What if a bubble is just getting started that could eventually exceed the dotcom bubble? Those are the questions we tackle this week with Deepwater’s Doug Clinton.


Gold vs. S&P 500: Which Has Grown More Over Five Years? (Visual Capitalist)

Gold is considered a unique asset due to its enduring value, historical significance, and application in various technologies like computers, spacecraft, and communications equipment.

Commonly regarded as a “safe haven asset”, gold is something investors typically buy to protect themselves during periods of global uncertainty and economic decline.

It is for this reason that gold has performed rather strongly in recent years, and especially in 2024. Persistent inflation combined with multiple wars has driven up demand for gold, helping it set a new all-time high of over $2,400 per ounce.

Read more on Visual Capitalist


Visa Inc. - World’s Largest Credit Card Company | A Finance Documentary (FinAIus - 39 Min)

Meet The King of Credit Cards – the world’s largest credit card company! This is the story of Visa’s ascent to global dominance in the financial world. Exploring its origins, innovations, and controversies, we will have an insightful look into the power dynamics and challenges within the credit card industry, highlighting Visa’s unparalleled influence and impact.





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Which fixed maturity ETFs are investors choosing? (ETF Stream)

Target maturity ETFs have amassed more than $3.2bn assets since arriving in Europe last August, however, one exposure has been a key focus of both inflows and product launches to-date. The segment’s two top asset gathering products have been the iShares iBonds Dec 2028 Term € Corp UCITS ETF (IB28) and iShares iBonds Dec 2026 Term € Corp UCITS ETF (IB26).

Read more on ETF Stream

New UCITS ETF launches

1Amundi Prime All Country World UCITS ETF0.07%IE0009HF1MK9
2Xtrackers MSCI World ex USA UCITS ETF 1C0,16%IE0006WW1TQ4

Overview of the US and European ETF markets by leading Issuers. (ETFBook)

ETF Book Provided an updated overview of the US and European ETF markets by leading Issuers. US ETF market: AUM $7.96 trillion – European ETF market: AUM $1.81 trillion. iShares is leading in the US, but Vanguard is closing the gap. In Europe, iShares is much more dominant.

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BlackRock is set to launch ten ETFs focused on Treasury inflation-protected securities (TIPS). Ranging in maturity from 2024 to 2033, these ETFs will seek to provide inflation protection to investors concerned with erosion of purchasing power. The new TIPS-defined maturity bond ETFs will carry an expense ratio of 0.1%. [ETF.com]

Wealth Management

Personal Finance

Women and the approach to money (Standard Deviation - 56 Min)

This week Dr. Crosby is joined by Lindsey Lewis. Lindsey Lewis has built a career around women and money. Tune in to hear: What makes women so uniquely good as behavioral investors? What can we do to attract more women to financial services when we know they are so well suited for the field?


iWeb Share Dealing Review – Great For Inactive Investors (Banker on Wheels)

iWeb Share Dealing is the typical boring, but cost-efficient platform with good ETF availability. But make no mistake, it is an excellent option for investors seeking a reputable platform who don’t invest frequently, as there are no custody charges. However, advanced investors might encounter limitations based on their sophistication and needs.

[Read our review]

Early Retirement

JP Morgan Guide to Retirement (JP Morgan)

The 4% rule is the maximum initial withdrawal percentage that has a high likelihood of not running out of money after 30 years. With current life expectancies, a 35-year view is more appropriate. The outcomes are sensitive to forward-looking return assumptions and the rule is not guidance on how to efficiently use your wealth. You may want to consider a dynamic approach that adjusts over time to more effectively use your retirement savings.

Read more on JP Morgan

Health & Wellness


Interactive Brokers




Our interactions with hundreds of investors revealed two trends: Index investing forms the backbone of their portfolios, and Interactive Brokers emerges as the go-to platform for a majority of investors.


As of 29/03/2024, Interactive Brokers offers rates up to 4.738% (GBP), 3.445% (EUR) and 4.83% (USD) on cash. 


As of 29/03/2024, Interactive Brokers offers rates up to 4.738% (GBP), 3.445% (EUR) and 4.83% (USD) on cash. 



Short piece on places we sleep while bikepacking (Bikepacking.com)

Following his ode to the hike-a-bike, Jacob Martin’s latest short piece shines a light on the many places we sleep while bikepacking. From an ideally situated campsite on a clear night to an unexpected refuge when the weather turns, he pays tribute to our short-term homes away from home and shares a little about his philosophy of embracing whatever comes. Read it here…

Read more on Bikepacking.com

Personal Development

Dr. David Spiegel — Practical Hypnosis, Meditation (The Tim Ferris Show - 1 Hr 46 Min)

Dr. David Spiegel is Willson Professor and Associate Chair of Psychiatry & Behavioral Sciences, Director of the Center on Stress and Health, and Medical Director of the Center for Integrative Medicine at Stanford University School of Medicine,

Tech & Economy



From Bankeronwheels.com
Get Wise The Most Relevant Independent Weekly Insights For Individual Investors In Europe & the UK

Liked the quality of our guides? There is more. Every week we release new guides, tools and compile the best insights from all corners of the web related to investing, early retirement & lifestyle along with exclusive articles, and way more.  Probably the best newsletter for Individual Investors in Europe and the UK. Try it. Feel free to unsubscribe at any time.

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And finally

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