Our 2023 Unmissable TOP 10 – Did You Catch Them All?

As we prepare our pipeline of articles and ideas for 2024 it’s time to summarise what you liked in the prior 12 months.

Here are some of our most-read posts of the past 12 months.

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Our 2023 Classics To help you manage your portfolio

1. Beyond The Hype – Bitcoin’s Potential Role In A Portfolio

With a wave of U.S. Spot Bitcoin ETFs on the horizon, and a potential SEC approval, Bitcoin may take a bigger place in investors’ portfolios. The topic is contentious amongst our readers – according to our survey, only half of you have an allocation. Let’s look at the limited data – only a decade long – and try to make sense of this asset from a portfolio perspective, if you decide to give it a go.

2. Why Do Portfolio Managers Care About Factors? It’s Not What You Think.

Two very well-diversified portfolios can have very different returns. On the face of it, it’s complex. It is impossible to pinpoint the exact economic reasons that drive this performance difference. But, high-level ETF characteristics, including whether the portfolio is full of small, ‘cheap’, or ‘good quality’ stocks, may explain 95% of the return difference. 

3. ETF Fees – How They Work & How to Minimise Them!

Over the past two decades, Index Investing became attractive, partly due to low ETF fees. While you can’t avoid fees altogether, minimizing them is vital for maximizing your long-term returns. What are the different costs, and how do they compare to single Stocks or old school Mutual Funds? Ready to safeguard your returns from unexpected fees? 

4. UCITS vs U.S. ETFs – Pros and Cons for Non-US Investors

ETF Domicile is not very glamour. While fees and index tracking frequently steal the spotlight, the domicile’s pivotal role in portfolio performance cannot be overstated. Some of our readers from Latin America, Asia and the Middle East know how to optimise their tax bill. But here is what most investors ignore, and may pay a heavy price for it.

5. Live and Let Buy: Which Bonds For Your Objectives?

Whether you are investing for the Short or Long Term, Bonds are a key component in a portfolio. We cut through the noise and spotlight different bond categories. We also go through bonds you may want to avoid to accomplish your goals. Let’s dive in!

6. How To Construct a Bond Ladder with iBonds

Have you ever considered matching Bond cash flows with a life event, like buying a house, or kids’ tuition fees, by using an ETF?  iBonds act like regular Bonds. The ETF will mature, and you will be repaid at a predetermined date. However, they offer several advantages over regular bonds. 

7. Vanguard LifeStrategy – A Retriever In A Babushka Doll

Imagine a world where most investors didn’t agonise over every buy or sell. A world without the balancing act of portfolio rebalancing. Have most heard of Vanguard LifeStrategy? Probably not. With the hefty fees financial advisors charge, that’s hardly surprising. Enter a quasi Golden Retriever Portfolio in a single fund.

8. Currency Royale – Should You Hedge Your Bonds?

Navigating the world of bonds can be a treacherous journey, especially when it comes to currency hedging. Can your strategy change based on your home currency? Does it matter if you invest in Euros, or Swiss Francs? Is the British Pound any different? What about other currencies? Is the decision to hedge impacted by your life situation and goals?

9. COMMISSION-FREE BROKERS: ARE YOU TRADING OR BEING TRADED?

‘Free trading’ often advertised by Brokers may not be as free as you think it is. Often, a shadow transaction you might not know about comes with it – Payment for Order Flow. The EU has banned it. But what does it mean to you when choosing a broker?  Even as these payments are banned, single market maker exchanges may still be around. 

10. Should You Invest In Gold In 2024?

Gold is a controversial topic, and there are a lot of misconceptions about it and facts that may surprise you. Some investors avoid it, since it does not generate any yield. But, portfolio managers and traders, including prominent ones, allocate personal savings to Gold. If we don’t subscribe to the doom predictions of gold bugs and take emotions out of the equation, is buying Gold a wise choice?

Thank you for reading.
Good Luck and Keep’em* Rolling!

(* Wheels & Dividends)

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